Payroll software pricing changes as a business hires. A plan that looks inexpensive for two people can represent a different monthly commitment for twenty.
Gusto’s pricing combines a base subscription with a charge per person. For eligible US payroll customers, the right comparison includes both components and the functions the employer needs.
Read the two-part price
Gusto’s official pricing page, checked October 2, 2026, lists Simple at $49 monthly plus $6 monthly per person. Plus is listed at $80 monthly plus $12 per person.
Simple is presented for basic payroll in one state. Plus adds capabilities including multi-state payroll and time tracking. Confirm the applicable details and any other offerings directly.
These figures cover the displayed software pricing, not employee wages, employer payroll obligations, insurance premiums, or every optional service.
Model more than one team size
Using those published rates, these illustrative calculations show the base-plus-person formula:
The examples assume no additional charges or discounts. Confirm who counts for billing in your arrangement, especially when employees and contractors are mixed.
A headcount forecast can help the business budget beyond the next payroll run.
Let requirements determine the tier
A business with employees in multiple states should examine supported multi-state services before comparing only the headline price.
Likewise, a team that needs time tracking or particular HR workflows should check whether the selected plan covers them. Buying the cheapest tier and maintaining several separate workarounds may not produce the lowest operating cost.
Write down the features you require now and those you expect to need after planned hiring. Keep speculative extras separate.
Account for the wider employment budget
Benefit administration, particular services, integrations, and other additions may have costs or separate terms. Review support availability and implementation requirements too.
Remember that the payroll subscription pays for administration. It does not replace the budget for compensation, taxes, benefits, and funding payroll on time.
Check ordinary pricing after any offer and confirm cancellation or renewal terms before enrolling.
Gusto is best priced against the actual workforce and payroll process. The useful outcome is a monthly estimate the business can update as people join, leave, or move, with a plan chosen because it supports the required work.